CDD Analyst

CDD Analyst

Location: Mumbai

• Are you curious, excited by experimentation and always looking to innovate? 
• Do you want to work in embedded payments where you can keep learning and developing whilst getting hands-on experience? 
• Do you want to have the opportunity to play an important role in a rapidly growing and exciting Fintech business?  

If so, we would love to connect and collaborate!  

Who We Are 

Modulr is the payments automation platform that streamlines money movement with accuracy, control and reliability — built to scale. We process more than 200m transactions and over £180bn in payment value on an annualised basis, and we’re trusted by over 6,000 businesses from fast-growing SMEs to global enterprises. 

We automate how money moves into and out of a business — payroll, supplier payments, spend management and payment collection — through a single platform, connected to the accounting and payroll systems finance teams already use and underpinned by principal memberships of Visa and Mastercard and direct access to central bank infrastructure.  

As a regulated payments provider with over a decade of experience, we’re the platform finance teams trust to run mission-critical operations. Modulr is backed by PayPal, FIS, General Atlantic, Blenheim Chalcot, Frog Capital and Highland Europe, with over 400 employees across London, Edinburgh, Amsterdam, Mumbai and Pune. 

Key Responsibilities

• Conduct periodic and event-driven Customer Due Diligence (CDD) refreshes for both individual and corporate clients, including screening and reviewing for adverse media, sanctions, and Politically Exposed Persons (PEP) profiles.
• Review and update customer records in accordance with FCA guidelines, EU/UK AML directives, and internal risk policies.
• Collect, verify, and assess KYC documentation (e.g., ID, address proof, ownership structures).
• Perform sanctions, PEP, and adverse media screening; escalate any hits or anomalies per escalation protocols.
• Collaborate with internal teams and onshore teams to resolve any gaps or discrepancies.
• Ensure accurate documentation of all due diligence activities, maintaining audit readiness and GDPR compliance.
• Identify and suggest improvements to the CDD refresh process, including automation opportunities.
• Stay informed on regulatory developments and industry best practices in customer due diligence.
• Work effectively in a high-volume environment, managing multiple cases and priorities while maintaining quality and turnaround standards, and actively engage in continuous professional development to enhance skills and adapt to evolving business needs.

Required Skills & Experience

• Minimum 2 years of experience in CDD, KYC, AML, or financial crime roles within a regulated financial institution or fintech.
• Solid understanding of UK/EU AML regulations, including JMLSG guidance, and FCA expectations.
• Familiarity with various client types and structures (e.g., corporates, trusts, partnerships, beneficial ownership).
• Experience using screening and data tools such as Orbis, Moody’s, or equivalent platforms.
• Strong analytical skills and attention to detail, especially in high-volume environments.
• Proven ability to manage large volumes of work while maintaining accuracy and meeting deadlines.
• Excellent communication skills, both written and verbal.
• Proficiency in Excel, CRM/KYC platforms, and document management systems.
• Demonstrate the ability to work independently with accountability, while adapting effectively within diverse team environments to achieve shared goals.