Senior Product Analyst (Accounting & Finance)

About Tala
 
Tala is AI-native credit infrastructure for the global majority, combining proprietary risk intelligence with an expanding network of capital and distribution partners to power credit access at scale. Backed by more than $500 million in funding, Tala has distributed more than $7 billion in capital to more than 13 million customers across Africa, Latin America, and Asia—building one of the most robust datasets on thin-file borrowers anywhere in the world. Our mission is simple yet bold: to unleash the economic power of the global majority. We are looking for daring, data-driven leaders passionate about building the trust and credit infrastructure for the global majority.
 
Our pioneering work and proven impact have earned us consistent recognition, including being named to:
CNBC’s Disruptor 50 for five years.
CNBC’s World's Top Fintech Companies for two consecutive years.
Forbes’ Fintech 50 list for nine consecutive years.
Visionary investors, persuaded by the economic power of the global majority, have committed half a billion dollars in equity and debt to Tala's success.
 
Given the global nature of our team, we operate on a remote-first approach with office hubs in Santa Monica, CA (HQ); Nairobi, Kenya; Mexico City, Mexico; Manila, the Philippines; and Bangalore, India.
 
Most Talazens join us because they connect with our mission. If you are energized by the impact you can make at Tala, we’d love to hear from you!

The Role 
The Senior Accounting & Finance Data Analyst is the analytics owner for Tala's accounting and finance reporting function across all markets (PH, KE, MX, GT, PA, VN, DO, IN). This role is responsible for the queries, data logic, and documentation behind monthly close reporting, statutory and tax reporting, and external audit support — work where correctness and traceability are non-negotiable because the outputs feed statutory filings and Big-4 audits.
Unlike a standard product analyst role, accounting and audit domain context is essential. The immediate mandate is to stabilize and fully document a currently under-documented reporting estate, ensure continuity through the 2026 external audit cycle, and help migrate this reporting onto governed, version-controlled infrastructure (Presentation Layer / dbt) while moving the function toward self-serve. The role partners daily with the Controllership/Accounting team and closely with Analytics Engineering.

What You'll Do: Accounting & Audit Reporting Ownership Own the queries and data logic behind monthly close reporting, tax reporting (VAT, DST, GRT and market equivalents), reserve/provisioning, transaction and cash-rollforward schedules across all markets. Own delivery of external audit support: loan-level listing details, cash rollforward schedules, subsequent-collections and guarantee asset/liability reports, and ad-hoc auditor requests through the audit cycle. Ensure every report is traceable end to end — request, query, and final output connected and documented to an audit-ready standard. Documentation, Governance & Migration Bring an under-documented estate up to a documentation-first standard: version-controlled queries (Git), clear lineage, and business-logic documentation that does not live in one person's head. Partner with Analytics Engineering to migrate reporting off legacy infrastructure (Business_DB) onto the Presentation Layer / dbt model with proper testing and version control. Maintain the accounting master report list as a living single source of truth linking each report to its query and output. Reconciliation & Domain Rigor Own reconciliation logic and the "numbers must tie" standard — especially loan-level and cash-rollforward reconciliation, and partner/channeling reconciliation (e.g., Maya loan channeling). Handle multi-entity, multi-market regulatory variation, including fast-turnaround regulatory reporting (e.g., India RBI, often <3-day SLA).

What You'll Need: 4–6 years in data/analytics roles with substantial experi