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Engineering Manager, Payment Services

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ABOUT TIDE

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.

Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts:

  • Tide is available for UK, Indian, German and French SMEs
  • Over 2 million members globally and rapidly growing
  • Over $300 million raised in funding
  • 3,000 Tideans globally
  • Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
  • We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg
ABOUT THE TEAM

The Accounts team is the platform layer behind how members open, manage, and understand their accounts at Tide. It owns account opening, regulatory compliance, account management, account switching (CASS), and the full transaction experience: the timeline at the centre of the app, transaction details and counterparty information, transaction history, statements, and exports. Every member who opens the app and looks at their balance or recent activity relies on this team. Tide is a global product used across regions, so the team works with different banking partners, regulatory regimes, and account structures, and it sits on top of Tide’s core ledger.

ABOUT THE ROLE 

As an Engineering Manager at Tide, you will lead the Accounts team. You will set its technical direction, own its delivery and reliability, and grow its engineers across backend, mobile, and web.

This is a product-facing platform team. A large share of the work shows up directly in the app, so you will work closely with product and design. It is also a financial system: a transaction that renders wrongly, a statement that does not reconcile, or an export that misses a record is a correctness problem, not a cosmetic one.

WHAT YOU'LL BE DOING
  • Leading the Accounts team across backend, Flutter mobile, and Angular web, setting its technical direction and holding it to delivery.
  • Defining and maintaining the interface with the ledger: what the ledger guarantees, how Accounts services consume it, and who owns which data and schemas.
  • Owning account opening, account management, and account switching (CASS), including the regulatory compliance that comes with them.
  • Owning the member-facing transaction experience end to end: the timeline, transaction details, counterparty information, transaction history, statements, and exports.
  • Setting technical direction for services that are read-heavy, data-rich, and tightly coupled to the app: performance, pagination and search at scale, data consistency with the ledger, and long-term architecture.
  • Owning system stability and operational reliability for your services: SLOs, observability, on-call practice.
  • Partnering with product, design, compliance, and operations to make sure what we ship is accurate, supportable, and compliant across all markets