GF&BM Cards Finance - Associate

The Cards & Connected Commerce Finance team provides real-time insights to Cards & Connected Commerce leadership on business performance, annual operating plans, standard financial reporting, and bespoke analysis. The team is structured with dedicated CFOs and CFO support teams, with each card product supported by an aligned finance team that owns the product P&L and related balance sheet impacts. The team translates business scenarios into actionable financial insights and supports real-time decision-making across a broad range of topics. Financial Planning & Analysis (FP&A) is responsible for leading and coordinating budgeting and forecasting, including short- and long-term projections across varying economic scenarios. FP&A partners closely with stakeholders across the firm to deliver reporting, analysis, and insights that enable effective decision-making. Job Responsibilities Ensure coordinating the budgeting and forecasting process for the Cards & Connected Commerce business Develop, consolidate and present insightful and robust qualitative and quantitative financial analysis including annual budget, quarterly/monthly forecast variances Serve as a liaison between Firm-wide P&A, lines of business, Functional Finance teams and other support teams in order to provide impactful reporting, planning and insightful analyses Produce presentations, analysis and supporting materials for key internal clients including senior management; participate and support ad-hoc special projects and requests as needed Conduct "deep dive" analyses on key issues impacting client to determine root cause and propose solutions Collaborate with business partners across P&A, lines of business and the firm to ensure the timely, accurate and effective delivery of recurring and ad-hoc initiatives Build and maintain strong relationships with key business stakeholders: firm-wide, Functional Finance and lines of business teams Required qualifications, Capabilities & Skills Graduation in Finance & Accounting 6+ years of overall experience in Financial Planning & Analysis Self-starter who is able to work in a fast paced, results driven environment Sound judgment, professional maturity and personal integrity, strong work ethic, proactive and results-oriented, and ability to manage multiple tasks simultaneously. Candidate must be comfortable with frequently changing priorities. Team oriented, inquisitive, critical thinker who anticipates questions from internal clients and senior management Ability to comprehend and clearly communicate complex concepts and maintain composure in a fast-paced, dynamic environment Excellent organizational, management, and both verbal and written communication skills Strong quantitative, analytical, and problem solving skills. Ability to navigate multiple data sets and synthesize into cohesive presentation and recommendations Strong technical and analytical skills, including Excel, PowerPoint, Essbase, Preferred qualifications, capabilities, and skills CFA, CPA, MBA, preferably within banking or financial services